What Is the Average Cost to Install an AC?

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How Much Does It Really Cost to Install a New AC?

When the summer heat kicks in, the last thing any homeowner wants is a struggling or broken AC unit. One of the most common questions we hear from customers in Troy, Piqua, Sidney, Bellefontaine, Celina, and Tipp City is: What is the average cost to install an AC? The answer depends on a variety of factors, from the size of your home to the system’s energy efficiency rating. At Lochard HVAC, Plumbing, and Service, we believe in transparency, which is why we’re breaking it all down for you here.

Understanding the Average AC Installation Cost

The average cost to install a central air conditioning system ranges from $4,000 to $10,000 in Ohio. For most residential homes, you can expect the final price to fall between $5,500 and $7,500. This price range includes equipment, labor, and any necessary ductwork or electrical upgrades.

That said, many variables affect the final installation cost:

  • System Size (BTUs or tonnage)
    Larger homes require more cooling power, which increases the cost.

  • SEER Rating (Seasonal Energy Efficiency Ratio)
    Higher SEER ratings improve energy efficiency but often come with a higher upfront price.

  • Type of System
    Whether you’re installing a traditional split system, a ductless mini-split, or upgrading an existing unit will impact the cost.

  • Home Layout and Ductwork
    Older homes may require ductwork modifications or new duct installation, which adds to labor costs.

  • Local Climate and Building Code Requirements
    Ohio weather and compliance with local codes in areas like West Milton and New Bremen can affect material and permit costs.

Installation with Long-Term Savings in Mind

While the upfront cost can be significant, today’s air conditioners offer higher efficiency and better indoor air quality. Upgrading to an ENERGY STAR® rated unit can significantly lower your utility bills and provide consistent, reliable comfort.

We also recommend routine maintenance after installation. Our AC maintenance and repair services help prevent breakdowns, extend system life, and protect your investment.

Flexible Financing Options

Worried about the upfront cost? At Lochard Inc., we make comfort accessible with HVAC financing options designed to fit your budget. Whether you’re replacing a broken system or upgrading for better performance, we can help make it affordable with low monthly payments.

Serving Your Ohio Community

From quick installs in Anna to full system upgrades in Jackson Center, Lochard HVAC, Plumbing, and Service proudly serves:

Our local technicians are known for fast, professional HVAC service and honest advice backed by decades of experience.

Get a Custom AC Installation Quote

Every home is different—and so is every AC install. The best way to get an accurate estimate is to book a consultation. Whether you’re dealing with an outdated unit or building a new home, Lochard HVAC, Plumbing, and Service is here to help you stay cool and comfortable.

Schedule an estimate today or call us to learn more about the best AC system for your needs and budget.

FAQs

How much does it cost to have someone install an AC unit?

The cost to install an AC unit varies based on the type of system, home size, and installation complexity. Typically, professional installation ranges from $3,000 to $7,000. Factors like labor, ductwork adjustments, and the quality of the equipment influence the final price.

What is the $5000 rule for HVAC?

The “$5000 rule” is a general estimate for replacing both heating and cooling systems. Many homeowners budget around $5,000 for a mid-range HVAC system installation, though actual costs depend on system efficiency, brand, and installation specifics.

How much does it cost to put AC in a 2000 sq ft house?

For a 2,000 square foot home, installing central AC usually costs between $4,000 and $7,000. The price depends on system type, energy efficiency, ductwork condition, and local labor rates.

Why is AC installation so expensive?

AC installation costs can be high due to the skilled labor involved, electrical work, duct system modifications, and the cost of quality HVAC equipment. Permits and ensuring the system is properly sized for efficiency also add to the expense.

Does homeowners insurance cover AC units?

Most homeowners insurance policies don’t cover routine AC repairs or wear and tear but may cover damage caused by events like storms, fire, or theft. It’s important to check your specific policy to understand what’s included.

If you have more questions about HVAC installation costs or want personalized guidance, reach out to us anytime!